Types of Auto Insurance Coverage

Automobile insurance protects you from financial loss that can result from accidents. Here are the basic types of auto insurance coverage available in Idaho Falls.


Bodily Injury Liability

Helps pay your legal defense costs and claims against you if your car injures or kills someone. This covers family members living with you and others driving with your permission.

Property Damage Liability

Helps pay your legal defense costs and claims against you if your car damages another person’s property. This does not cover your property (including your auto).

Personal Injury Protection

Helps pay your medical expenses from an accident, as well as others riding in your car. This also pays for you or your family members injured while riding in another person’s car or while walking.

Collision

This pays for repairs for damage to your car. Damage caused by a collision with another vehicle or any other object, regardless of who was responsible.

Comprehensive

This pays for damages to your car resulting from theft, fire, hail, vandalism, or a variety of other causes.

Uninsured/Under insured Motorist

This pays for injury or property damage related costs to you or your family members and guests in your car caused by an uninsured, or under insured motorist, or hit-and-run driver.

The Coverage you need In Idaho Falls

Remember, as an Idaho Falls Insurance agent I can help you find theIdaho Falls Auto Insurance coverage you need to protect you and your family members.